Traveling is fun until an unfortunate eventuality takes place while you’re on your trip. When you travel abroad, there are chances of you losing some important travel documents or fall ill. However, if you purchase an international travelpolicy, you wouldn’t have to face any troublesome situations. Most people who already have a travel plan don’t know how to make claims. In this article, you will learn a few tips on making international travel insurance claims.
- Provide accurate information
When you’re buying travel insurance online, make sure to be truthful and honest. The insurer must know about your actual purpose of visit, pre-existing illnesses if any, etc. In case any error is noticed on your application form, there’s a good chance of your claim getting rejected.
- Don’t forget to carry the policy documents
Troublesome situations will not arrive with a warning sign, and you might need to make an international travel insurance claim anytime. Therefore, you need to carry the policy documents wherever you go. If you’ve chosen a family travel insurance plan, make sure to carry the correct documents, and identity cards of every family member traveling. Now that travel insurance online has gained popularity, you instantly receive an e-receipt on buying the plan. Keep the same with you, as you’ll need it when making a claim.
- Notify your insurance provider
If you feel the need to file a claim, the first thing to do would be to contact your insurance provider and inform them about the entire scenario at the earliest. If you make any delays in doing this, you will face complications in your travel insurance claim process, or even worse, your claim may be rejected.
- Beware of the local communication
If you’re flying abroad, you will receive certain local communication details from your insurer. They might even provide you a local phone number to contact in cases of emergency. You must be well-versed with this information as you never know when you might need it.
- Provide evidence
Remember to have all the evidence ready with you while claiming your international travel insurance plan. You must have proofs such as a copy of medical bills, hotel bills, airline receipts, police reports (if applicable), etc. To get the claim easily, keep all of these papers ready.
- Inform the police
If you face any difficulty in your trip and it is covered in your policy’s list of inclusions, notify the nearest police station immediately. You will need to submit a copy of the police report for filing a claim if any criminal activity was involved. If you get robbed and lose your personal belongings, a police intervention will be required. Your insurer will ask for the police report so they can proceed with the claim and assistance.
- Don’t wait to file the claim
Making a travel insurance claim can be done online. You can initiate the process while you’re still on your trip, instead of waiting to return to India. The effects of this can lead to disaster, hence file the claim as soon as it is required.
When people travel, they don’t expect bad things to happen to them. However, certain situations might take place wherein you will need to make the claims. The good part is that these travel insurance claims are not tedious and so if you follow the tips mentioned above, you can get it done easily without putting in any efforts. Therefore, no matter which type of travel plan you’re buying, whether student travel insurance, senior citizen plan or any other, make sure to research thoroughly before purchase.